Low Risk, High ROI
Launch a deposit-driving product in under 90 days. Our Plug-and-Play model ensures minimal IT burden and accelerated speed-to-market, allowing you to prove ROI without core system disruption.
Defend Deposits. Retain Multi-Generations.
Empower your customers with a powerful, white-labeled family app that consolidates the entire household under your brand.
A Fully White-Labeled Family Banking Experience
Enterprise-grade innovation for banks
Empower families with intelligent financial tools—while strengthening relationships and increasing engagement with your institution. The Hyperlayer Kids and Senior Companion App is a white-labeled, standalone mobile experience designed for families, guardians, and caregivers. It enables banks to offer a configurable, real-time solution that simplifies family financial management while driving deposits and loyalty across generations.
Deepen Relationships Across Generations
Give parents and caregivers a clear view of every child’s and senior's account in one place. From monitoring balances to managing permissions, families stay connected and in control—all within your app.
Teach Smart Money Habits
Help parents set up automatic allowances and chore-based rewards. Kids learn to manage spending, saving, and giving—building financial confidence from an early age.
From the same people who brought you HyperJar
The award winning spending app, as seen in:
White-Labeled, Plug-and-Play Family Banking
Aggressive Defense
Rapidly deploy a full-featured youth and senior banking app to match and surpass challenger fintechs and neobanks like Greenlight. This immediately defends your retail base and captures new, high-growth family deposits.
Accelerate Multi-Generational LCV
Anchor the entire household now to guarantee future primary account holders. This exponentially increases the Lifetime Customer Value (LCV) of your segments and boosts your organization's value.
Total Ecosystem Control
Maintain control and avoid losing deposits and valuable customer data to third-party apps. Hyperlayer is fully white labeled, enabling you to consolidate the banking relationship across generations under your brand.
About Hyperlayer
We're building the programmable financial fabric that enables institutions to launch, personalize, and scale products without ripping out their core.
Our Vision
To become the global programmable operating system for finance
We enable institutions to build, hyper-personalize, and deliver financial products at software speed, without ripping and replacing their core.
Our Mission
A third way for financial transformation
Finance is at a crossroads. Customers expect personalized, real-time experiences, but legacy transformation paths are too slow and risky. Hyperlayer offers a third way: an orchestration fabric with modular capability blocks and product suites that let institutions launch personalized journeys in weeks, all without replacing their core.
The Principles That Guide Everything We Do
Programmable by Design
Finance should be as flexible as software. We design everything to give institutions freedom to build and adapt without limits.
Can-do at Scale
We cut through complexity. Whether integration, compliance, or personalization, we deliver outcomes that scale.
Crafted for Trust
We build mission-critical systems with care, precision, and reliability our customers can depend on.
Curious and Bold
We experiment, explore, and embrace change — pushing boundaries so customers stay ahead of the future.
Together, Always
Financial transformation is a team sport. We co-create openly with customers, partners, and colleagues. Your success is our success.
Frequently Asked Questions
How does it work?
Hyperlayer is a programmable hyperpersonalization platform that acts as an intelligent orchestration layer and sits above your existing core. Simple APIs mean no rip-and-replace or changes to your existing core investments or third party services.
Can we customize the look and experience?
Absolutely. The solution is fully white-labeled, so every interaction—from onboarding to in-app engagement—reflects your institution’s brand, colors, and values.
Is it risky to implement?
Not at all! Our platform is built for low-risk adoption with no core system disruption. Hyperlayer connects through lightweight APIs and can run as a pilot program—allowing you to measure member or customer adoption before a full rollout.
Is it safe and secure?
Yes. Hyperlayer meets bank-grade compliance and security standards, ensuring that all data, transactions, and privacy controls align with regulatory requirements and your institution’s risk protocols.
How long does it take to launch?
Banks can go live in under 90 days. Hyperlayer’s easy integration ensures minimal IT involvement, allowing your team to test and prove ROI through a low-risk pilot before scaling.
Our Products and Services
Real Time Analytics Dashboard
Real-time insights to optimize campaigns. Track key metrics and make data-driven decisions effortlessly.
Targeted Ads
Reach the right audience with precision. Maximize ROI by delivering personalized ads to high-conversion segments.
Content Creation
Stand out with our captivating content creation services, tailored to engage today's digital audience
Social Media Scheduler
Automate posts and track engagement. Plan, publish, and analyze social content from one centralized platform.
Email Campaigns
Craft and send personalized emails. Increase open rates with tailored messaging and automated workflows.
Content Creation
Stand out with our captivating content creation services, tailored to engage today's digital audience
Request a 15-minute Product Consultation
See how our white-labeled family banking solution helps banks capture new deposits and strengthen household relationships. In just 15 minutes, we’ll walk you through the product, rollout plan, and proven path to results.
