Cultivate Loyalty. Deliver Financial Trust.

Deliver a family banking experience that deepens member relationships and reinforces your credit union’s role as a trusted financial partner.
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A Fully White-Labeled Family Banking Experience

Enterprise-grade innovation for credit unions

Empower families with intelligent financial tools—while strengthening relationships and increasing engagement with your institution. The Hyperlayer Kids and Senior Companion App is a white-labeled, standalone mobile experience designed for families, guardians, and caregivers. It enables banks to offer a configurable, real-time solution that simplifies family financial management while driving deposits and loyalty across generations.

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Grow Membership Through Family Engagement

Connect with entire families through a unified account experience. Strengthen loyalty, drive deposits, and attract future members—all while staying true to your community-focused mission.

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Empower Young Members to Learn and Grow

Integrate financial literacy right into your app. Give parents the ability to automate allowances and track progress, helping kids gain confidence and your credit union strengthen its impact.

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From the same people who brought you HyperJar

The award winning spending app, as seen in:
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The Low-Risk Solution for Multi-Generational Saving

Mission-Driven Competitive Value 

Meet member demand while investing in your community's future. Our platform delivers digital-first experiences while building essential financial literacy, positioning you as the forward-thinking partner for the next generation. 

Low-Risk Adoption

Easy integration that eliminates disruption to your core infrastructure, minimizes risk and delivers fast ROI. We provide a low-IT burden deployment options to meet your specific requirements.

Secure The Multi-Generational Future

Anchor the entire household now to guarantee future primary account holders. This exponentially increases the Lifetime Customer Value (LCV) of all segments and boosts organizational value. 

Defend You Market Position

Launch a fully white-labeled product that reinforces your brand. All member deposits and data remain within your ecosystem, strengthening member-first trust.

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About-Us

About Hyperlayer

We're building the programmable financial fabric that enables institutions to launch, personalize, and scale products without ripping out their core.

Our Vision
To become the global programmable operating system for finance

We enable institutions to build, hyper-personalize, and deliver financial products at software speed, without ripping and replacing their core.

Our Mission
A third way for financial transformation

Finance is at a crossroads. Customers expect personalized, real-time experiences, but legacy transformation paths are too slow and risky. Hyperlayer offers a third way: an orchestration fabric with modular capabilities and solutions that let institutions launch personalized journeys in weeks, all without replacing their core.

The Principles That Guide Everything We Do

Programmable by Design

Finance should be as flexible as software. We design everything to give institutions freedom to build and adapt without limits.

Can-do at Scale

We cut through complexity. Whether integration, compliance, or personalization, we deliver outcomes that scale.

Crafted for Trust

We build mission-critical systems with care, precision, and reliability our customers can depend on.

Curious and Bold

We experiment, explore, and embrace change — pushing boundaries so customers stay ahead of the future.

Together, Always

Financial transformation is a team sport. We co-create openly with customers, partners, and colleagues. Your success is our success.

Frequently Asked Questions

How does it work?

Hyperlayer is a programmable hyperpersonalization platform that acts as an intelligent orchestration layer and sits above your existing core. Simple APIs mean no rip-and-replace or changes to your existing core investments or third party services.

Can we customize the look and experience?

Absolutely. The solution is fully white-labeled, so every interaction—from onboarding to in-app engagement—reflects your institution’s brand, colors, and values.

Is it risky to implement?

Not at all! Our platform is built for low-risk adoption with no core system disruption. Hyperlayer connects through lightweight APIs and can run as a pilot program—allowing you to measure member or customer adoption before a full rollout.

Is it safe and secure?

Yes. Hyperlayer meets credit union-grade compliance and security standards, ensuring that all data, transactions, and privacy controls align with regulatory requirements and your institution’s risk protocols.

How long does it take to launch?

Credit Unions can go live in under 90 days. Hyperlayer’s easy integration ensures minimal IT involvement, allowing your team to test and prove ROI through a low-risk pilot before scaling.

Request a 15-minute Product Consultation

See how our white-labeled family banking solution helps credit unions grow family deposits and strengthen long-term relationships. In just 15 minutes, we’ll walk you through the product, rollout plan, and proven path to results.

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